TERMS & CONDITIONS

(Website Terms of Use — iThembalethu Experts Solutions) Last updated: April 30,2026

Introduction

These Terms & Conditions (“Terms”) govern your use of the iThembalethu Experts Solutions website and services. By accessing our website, submitting information, or engaging with our services, you agree to these Terms.

iThembalethu Experts Solutions (“we”, “our”, “us”) is a subsidiary of iThembalethu Group and provides medico‑legal invoice purchasing and cashflow solutions to medical experts and attorneys.

Use of the Website

You may use this website for:

• Learning about our services
• Submitting enquiries
• Contacting our team
• Providing information for service evaluation

You may not:

• Use the website for unlawful purposes
• Attempt to gain unauthorised access to systems
• Upload harmful or malicious content
• Misrepresent your identity or affiliation

Service Disclaimer

Information on this website is for general guidance only and does not constitute:

• Legal advice
• Financial advice
• A binding funding offer

All funding decisions are subject to:

• Verification
• Risk assessment
• Internal approval
• Signed agreements

Eligibility

To use our services, you must be:

• A registered medical expert, or
• A practising attorney, or
• An authorised representative of a legal or medical practice

We may request verification documents before engaging in any transaction.

Accuracy of Information

You agree that all information submitted to us is:

• True
• Accurate
• Complete
• Not misleading

We reserve the right to decline service if information is incomplete or unverifiable.

Intellectual Property

All content on this website — including text, graphics, logos, and layouts — is the property of iThembalethu Group and may not be copied, reproduced, or distributed without written permission.

Limitation of Liability

We are not liable for:

• Losses arising from website downtime
• Errors in third‑party systems
• Delays caused by RAF, attorneys, or external parties
• Decisions made based on website content

Our liability is limited to the extent permitted by South African law.

Third‑Party Links

Our website may contain links to external sites. We are not responsible for their content, security, or privacy practices.

Termination

We may suspend or terminate access to the website or services if:

• You violate these Terms
• Fraud or misrepresentation is suspected
• Required information is withheld

Changes to Terms

We may update these Terms at any time. The latest version will always be available on our website.

Governing Law

These Terms are governed by the laws of the Republic of South Africa.

Contact

For questions about these Terms:
iThembalethu Experts Solutions
Email: admin@ithembalethuexperts.co.za
Phone: 010 143 5815